Critical illness coverage provides lump-sum benefits when illness, injury, or hospitalization disrupts your life—helping cover high deductibles, copays, or lost income during recovery. Whether it’s a hospital stay or a major health event like a stroke or cancer, these benefits let you maintain your lifestyle while you focus on healing. Dental, vision, and ACA-compliant plans round out everyday protection, giving you peace of mind at every stage of life.
Why Choose Milestone Health & Income Protection Plans?
Coverage that fits your life: Plans are tailored to your health, work, and budget. We help you choose protection that makes sense for where you are now and where you’re headed.
Income protection when you need it most: If illness or injury keeps you from working, these plans help replace lost income so you can keep up with everyday expenses.
Help with medical costs: From hospital stays to recovery care, coverage helps reduce out-of-pocket costs that can add stress during tough times.
Simple guidance, ongoing support: We explain everything clearly and stay with you long term, helping you adjust your coverage as your life or needs change.
Coverage Options
Disability Income Insurance
If an injury or illness prevents you from working, disability income insurance replaces.
- Provides steady income during recovery.
- Helps maintain financial independence when health issues arise.
Critical Illness Insurance
Pays a tax-free lump sum if you’re diagnosed with a covered condition, such as cancer, heart attack, or stroke.
- Use the funds for medical bills, living expenses, or travel for treatment.
- Payment goes directly to you—spend it however you need.
Dental & Vision Plans
Protects everyday health needs that traditional medical insurance often doesn’t cover.
- Routine and major dental care.
- Eye exams, glasses, and contact lenses.
ACA Health Plans
Major medical coverage that meets Affordable Care Act (ACA) standards.
- Includes doctor visits, prescriptions, hospitalization, and preventive care.
- Available for individuals and families at all income levels.
Why Health & Income Protection Plans Matters
Traditional health insurance pays providers. Health & Income Protection Plans pay you.
They are built to:
- Protect your income during illness or injury.
- Reduce out-of-pocket medical costs.
- Provide cash when life disrupts your finances.
- Fill the gaps left by major medical plans.
Use them alone or combine them with ACA or employer coverage for a stronger safety net.